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Receiving Stablecoins

All you need to know about receiving stable coins into your Cleva USD account

Precious avatar
Written by Precious
Updated this week

💵 Stablecoins on Cleva

Stablecoins are digital currencies that maintain a 1:1 value with the US Dollar.

Example:

1 USDT $1

1 USDC $1

How Stablecoins Work on Cleva

Cleva lets you receive USDT and USDC directly into your account.

  • Stablecoins are automatically converted to USD at a 1:1 rate.

  • Funds are credited to your Cleva USD wallet.

  • You can convert USD to local currency anytime.

  • You can also fund your card with the credited USD.

Supported Stablecoin

Network

USDT

Tron

Ethereum

USDC

Solana

Base

Ethereum

Polygon

Worldchain

Avalanche C-chain

Optism

Arbitrum

Ideal for freelancers, remote workers, and businesses receiving international payments.

📲 How to Receive Stablecoins

  • Open the Cleva app

  • Tap Add Funds → From Stablecoins. Select a supported option:

    • USDT (TRC20)

    • USDT (ERC20)

    • USDC (Solana)

    • Multi-Chain Wallet

      • USDC.Worldchain

      • USDC.Avalanche C-chain

      • USDC.Polygon

      • USDC.Base

      • USDC.Optism

      • USDC.Arbitrum

      • USDC.Ethereum

  • Read the displayed instructions carefully for smooth and accurate transfers

  • Share your wallet address by either:

    • Scanning the QR code from the external sending platform, or

    • Copying the wallet address and sharing it via WhatsApp, Telegram, email, etc(third-party).

  • You’ll receive a confirmation via push notification and email once the deposit has arrived in your Cleva wallet.

Please take a look at the images below for the step-by-step process above:

Sharing your wallet address

To receive payments from third parties, you can securely share your wallet address or QR code, as shown in the example below:

⚠️ Important Things to Keep in Mind

  • Only send stablecoins through supported blockchain networks. Unsupported transfers may result in lost funds.

  • Double-check the address and network before sending. For example, sending ERC20 tokens to a TRC20 address will lead to permanent loss.

  • Your Cleva USD wallet maintains a daily funding limit of $5,000 or more, depending on your Tier, regardless of whether the funds are received via domestic wire, ACH, or stablecoins.

  • There is no need for a separate wallet; all USDC, USDT, and Multi-chain wallet deposits go into your existing Cleva USD wallet.

  • The minimum deposits for USDC, USDT, and Multi-chain deposits are $10, and any amount less than that will be lost.

With Cleva’s stablecoin support, you get more flexibility and reliability when receiving USD without the usual crypto price swings.

Start accepting stablecoin payments with ease. Log in to your Cleva app today!

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