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Receiving Stablecoins 🪙

All you need to know about receiving stablecoins into your Cleva USD account

Written by Tosin

💵 Stablecoins on Cleva

Stablecoins are digital currencies that maintain a 1:1 value with the US Dollar.
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Example:

1 USDT ≈ $1

1 USDC ≈ $1

How Stablecoins Work on Cleva

Cleva lets you receive USDT and USDC directly into your account.

  • Stablecoins are automatically converted to USD at a 1:1 rate.

  • Funds are credited to your Cleva USD wallet.

  • You can convert USD to local currency anytime.

  • You can also fund your card with the credited USD.

Supported Stablecoin

Network

USDT

Tron

Ethereum

USDC

Solana

Base

Ethereum

Polygon

Worldchain

Avalanche C-chain

Optism

Arbitrum

Ideal for freelancers, remote workers, and businesses receiving international payments.

📲 How to Receive Stablecoins

  • Open the Cleva app

  • Tap Add Funds → From Stablecoins. Select a supported option:

    • USDT (TRC20)

    • USDT (ERC20)

    • USDC (Solana)

    • Multi-Chain Wallet

      • USDC.Worldchain

      • USDC.Avalanche C-chain

      • USDC.Polygon

      • USDC.Base

      • USDC.Optism

      • USDC.Arbitrum

      • USDC.Ethereum

  • Read the displayed instructions carefully for smooth and accurate transfers

  • Share your wallet address by either:

    • Scanning the QR code from the external sending platform, or

    • Copying the wallet address and sharing it via WhatsApp, Telegram, email, etc(third-party).

  • You’ll receive a confirmation via push notification and email once the deposit has arrived in your Cleva wallet.

Please take a look at the images below for the step-by-step process above:

Sharing your wallet address

To receive payments from third parties, you can securely share your wallet address or QR code, as shown in the example below:

⚠️ Important Things to Keep in Mind

  • Only send stablecoins through supported blockchain networks. Unsupported transfers may result in lost funds.

  • Double-check the address and network before sending. For example, sending ERC20 tokens to a TRC20 address will lead to permanent loss.

  • Your Cleva USD wallet maintains a daily funding limit of $5,000 or more, depending on your Tier, regardless of whether the funds are received via domestic wire, ACH, or stablecoins.

  • There is no need for a separate wallet; all USDC, USDT, and Multi-chain wallet deposits go into your existing Cleva USD wallet.

  • The minimum deposits for USDC, USDT, and Multi-chain deposits are $10, and any amount less than that will be lost.

With Cleva’s stablecoin support, you get more flexibility and reliability when receiving USD without the usual crypto price swings.
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Start accepting stablecoin payments with ease. Log in to your Cleva app today!

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