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Receiving USD deposits 💵

All you need to know about USD deposits

Tosin avatar
Written by Tosin
Updated over 2 months ago

How can I receive USD into my Cleva account?

You can fund your USD account using three options:

ACH Transfer

  • Swift and affordable.

  • Commonly used by platforms like PayPal, Upwork, and Payoneer.

  • Usually takes 1–3 business days.

Wire Transfer

  • Faster than ACH.

  • Only supported by U.S. banks.

  • Within 1- 2 business days.

Stable Coins

  • Faster than ACH and wire transfers (funds arrive instantly)

  • 1 USD = 1 USDT (value is always pegged to the U.S. dollar)

  • Supported networks:

    • USDT (TRON – TRC20)

    • USDT (Ethereum – ERC20)

    • USDC (Solana)

⚠️ Please note: SWIFT Transfers (from non-U.S. banks) are not currently supported.

For more details on deposit fees, visit our pricing page at: Cleva Pricing Page

Try out our calculator. See what the fee would be depending on the amount and type of deposit received,

How do I convert from Naira to USD?

  • Launch the Cleva app

  • Tap ‘’Add Funds’’

  • Select ‘’from conversion’’

  • Enter the amount you want to convert

  • Tap “Continue” and follow the prompts to complete the process

How do I view my account details?

  • Launch your Cleva app.

  • Tap “Add Funds.”

  • Your USD account details will appear (for ACH or Wire Transfers).

Please see the pictures below for more clarity! 👇

What’s my daily deposit limit?

  • Your limit depends on the type of deposit you receive. To check your current limit:

    • Log in to the Cleva app

    • Tap “Settings”

    • Tap "Transaction Limits"

    • Your account limits will be displayed​

⚠️What countries are restricted for deposits?

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